FIRE Calculator
Estimate your financial independence target, current progress, and approximate years remaining based on contributions, returns, and spending.
FIRE number
$1,250,000
Current progress
12.0%
Years to FIRE
23
FIRE Calculator FAQ
What does FIRE mean?
FIRE stands for Financial Independence, Retire Early. It refers to building enough invested assets to cover annual expenses through withdrawals.
How is the FIRE number calculated?
A common method is dividing annual expenses by the safe withdrawal rate. For example, with a 4% withdrawal rate, the FIRE number is 25 times annual expenses.
Does this guarantee retirement timing?
No. It is an estimate based on assumptions around returns, spending, and withdrawal safety.